Lindsey Harris, Jr.
Founder, iTrust Merchant
Understand What You're Really Paying for Payment Processing
iTrust Merchant helps business owners understand their current payment processing costs through written merchant statement reviews and payment processing solutions.
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What iTrust Merchant Does
3 Things Worth Knowing About Your Processing
The advertised rate is not always your total cost.
Processing costs can also include processor markup, monthly fees, gateway charges, PCI-related fees, equipment costs, and other charges.
Your effective rate gives you a clearer starting point.
Your effective rate is your total processing-related charges divided by your total card sales.
A review does not automatically mean you should switch.
Sometimes the current setup already makes sense. The goal is to understand the numbers first.
Quick Merchant Tip
Learn what to look for on your merchant statement and why understanding the full pricing structure matters more than focusing on one advertised rate.
Want to Understand Merchant Processing Better?
Explore the free Merchant Account Guide for straightforward information about merchant accounts, fees, pricing, equipment, funding, and other common payment-processing topics.
Read the Free Merchant Account GuideWant a Second Opinion on Your Current Setup?
Send a recent merchant processing statement and iTrust Merchant will review the rates, fees, and overall pricing structure in writing.
If the current setup already makes sense, that is a valid outcome too. There is no requirement to switch processors to receive the review.
Request a Statement ReviewNewer or Smaller Business?
Not every business needs a full statement review. If you're just getting started or want a simple, all-in-one setup, I can help you get set up with Square.
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